Finance

  1. Equity Investments:

    • Stock Market: Investing in individual stocks or exchange-traded funds (ETFs) on stock exchanges.
    • Mutual Funds: Pooling money with other investors to invest in a diversified portfolio managed by professionals.

  2. Fixed Income Investments:

    • Fixed Deposits (FDs): Placing a lump sum amount with a bank or financial institution for a fixed tenure at a predetermined interest rate.
    • Government Savings Schemes: Investments in schemes like Public Provident Fund (PPF), National Savings Certificate (NSC), and Senior Citizens Savings Scheme (SCSS).
    • Bonds and Debentures: Investing in debt instruments issued by companies or government entities.

  3. Real Estate:

    • Residential and Commercial Properties: Purchasing physical properties for rental income or capital appreciation.

  4. Gold and Precious Metals:

    • Physical Gold: Buying gold jewelry, coins, or bars.
    • Gold ETFs and Sovereign Gold Bonds: Electronic forms of gold investment.

  5. Systematic Investment Plans (SIPs):

    • Investing a fixed amount regularly (monthly or quarterly) in mutual funds, allowing for rupee cost averaging.

  6. National Pension System (NPS):

    • A voluntary, long-term retirement savings scheme designed to enable systematic savings.

  7. Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs):

    • Investing in trusts that own and manage income-generating real estate or infrastructure projects.

  8. Initial Public Offerings (IPOs):

    • Purchasing shares of a company during its public offering.

  9. Post Office Savings Schemes:

    • Apart from PPF and NSC, there are various savings schemes offered by the post office, including Monthly Income Schemes (MIS) and Recurring Deposit (RD).

  10. Corporate Fixed Deposits:

    • Fixed deposits offered by corporations, providing a fixed interest rate for a specific period.

  11. Employee Provident Fund (EPF):

    • A mandatory retirement savings scheme for salaried employees in India, with contributions from both employees and employers.

  12. Sukanya Samriddhi Yojana (SSY):

    • A government-backed savings scheme designed for the girl child, offering a higher interest rate than many other small savings schemes.

  13. National Investment and Infrastructure Fund (NIIF):

    • A fund created to attract investment from both domestic and international sources for infrastructure development in India.